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LPR MORTGAGES
Loan-To-Value Mortgages for First Time Buyers Being a first time buyer for a house is a big exciting step in life, but as exciting as it is buying your dream home, it can also be stressful. Especially when it comes to saving up for that deposit. In this article, we
Deposits for my Mortgage
What is a Deposit, and How Much is it Usually? A deposit for a mortgage on a property is a sum of money that you have to pay upfront towards the property. The amount that you are expected to pay for a deposit depends upon the price of the property
Mortgage in Principal Calculator
Finding your dream home is exciting, but stepping into the property market without knowing your true buying power can lead to wasted time and heartbreak. Before you book your first viewing or negotiate an offer, you need to know exactly where you stand. That foundation starts with a reliable Mortgage
What is a 100% Mortgage?
A 100% mortgage (also known as a zero-deposit mortgage), is a mortgage that covers the total cost of a property. This therefore stops any need of saving up for a cash deposit. These types of mortgages are usually only approved for buyers if they have a strong and consistent rental
How To Refinance A Property
Though there is no legal limit as to how often you should refinance a property, it is best to do it every 2 to 5 years, or whenever your initial fixed rate term expires. However, if you refinance a property frequently it can become costly, so it is only wise
Missed Out on Help to Buy? The Best Alternatives for First-Time Buyers in 2026
Published by LPR Mortgages | Impartial Mortgage and Protection Advisers | Help to Buy Mortgage |Rugby, Coventry and Warwickshire If you keep coming across mentions of Help to Buy while researching your first home, here is something worth knowing upfront: the Help to Buy Equity Loan scheme in England ended