LIFESTYLE PROTECTION

Ensuring you have sufficient resources to deal with those unforeseen circumstances will probably form the basis of your financial planning. Who really knows what is round the corner and what surprises life holds? Prolonged ill health, disability and death are all major risks to a family's financial security. With products such as life assurance, critical illness cover, income protection and unemployment cover available I can help you to create a complete financial solution to cover and protect you and your loved ones.

Trying to ensure you and your family have a secure financial future is probably one of the most important steps you will ever take.

As with all insurance policies, conditions and exclusions will apply.

For your FREE mortgage consultation call 07568 091968 or email lloyd@lprmortgages.co.uk








HOME INSURANCE

A house is probably the single most expensive purchase you will ever make and therefore protecting one of your biggest assets is essential. There are two main types of home insurance:

Buildings Insurance: This covers not only the outside structure of the house itself but also its fixtures and fittings against loss or damage caused by events such as fire, floods and subsidence. Boundary structures that surround your property such as fences or walls can also be included along with out- buildings such as garden sheds or garages.

Contents Insurance: This covers items that are not a part of the fabric of your home such as furniture, carpets, household goods and personal belongings against loss or damage caused by risks such theft, fire, flood or vandalism.

So whether you need buildings insurance, contents insurance or both I can advise you on a range of property insurance policies that will ensure you can leave home with peace of mind!

Specific restrictions and exclusions will be confirmed within the policy key features.

For your FREE mortgage consultation call 07568 091968 or email lloyd@lprmortgages.co.uk



"I don't work for the estate agent. I don't work for the banks or building societies. I work for YOU!" Lloyd Richards - LPR Mortgage Services Ltd

MY PHILOSOPHY IS SIMPLE . . .

I LISTEN TO THE NEEDS OF MY CLIENTS AND OFFER IMPARTIAL AND UNBIASED ADVICE BASED ON THEIR REQUIREMENTS AND CIRCUMSTANCES.

I PROVIDE A BESPOKE FINANCIAL SOLUTION DESIGNED TO HELP MEET THE NEEDS OF MY CLIENTS BOTH NOW AND IN THE FUTURE.

I ENDEAVOUR TO MAKE ADVICE AND DOCUMENTATION CLEAR, EASY TO UNDERSTAND AND 'JARGON FREE'.

I ESTABLISH AND AGREE A MORTGAGE REVIEW PROGRAMME TO ADDRESS FUTURE NEEDS.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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Lloyd Richards mortgage-advisor ratings on VouchedFor
Lloyd Richards mortgage-advisor ratings on VouchedFor

LPR Mortgage Services Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered Office: LPR Mortgage Services Ltd, 75 Durrell Drive, Rugby, CV22 7GW. Registered Company Number: 9214163 Registered in England & Wales. A typical fee of £498 (£299 on application and £199 on completion) is payable on engagement of your adviser to arrange your mortgage. I will receive commission from the lender in addition to the fees you pay. Example (for illustrative purposes only) If your mortgage is for £100,000 there will be a total charge of £498, which equates to 0.49% of the loan payable on application. (Sol2086)

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